In recent years, the use of bicycle as a mode of transportation has become increasingly more popular as they allow individuals to stay active as well as reduce their carbon footprint while traveling around New York. However, bicyclists can be seriously injured in accidents because they have inadequate outside protection. Bicyclist may collide with motor vehicles, other cyclists, stationary objects, or pedestrians on the road. Cyclists may sustain serious damages due to negligence. Typically, victims of bicycle accidents do not walk away unscathed which results in hefty medical bills. In New York, bicycle accidents may be covered under insurance depending on the circumstances of the collision. If you have been injured in a bicycle accident, contact one of our determined and skilled Westchester County Bicycle Accident Attorneys who can help you recover just compensation for your injuries. Our firm is committed to helping our clients seek the justice they deserve.
Will my insurance cover damages from a bicycle accident?
Under New York’s no-fault insurance laws, in the event of a collision either an individuals auto insurance or their personal liability homeowner’s or renter’s insurance will cover the cost of damages. Injuries sustained in a bicycle accident may be covered by insurance depending on the circumstances of the incident. As mentioned above, bicyclists may collide with motor vehicles, pedestrians, stationary objects, or other cyclists on the road. If a cyclist is struck by a motor vehicle, the at-fault drivers insurance will cover the cost of the cyclists medical expenses. Victims who suffer significant injuries are entitled to pursue a personal injury lawsuit by filing a claim against the negligent party. In several states if a victim is even 1% at fault for an injury they will not be awarded financial compensation for their damages. However, in New York, even if a victim is partially at fault for the cause of an accident they can still file a claim to recover a reduced award for their damages. Furthermore, if a negligent pedestrian causes an accident by neglecting to follow the rules of the road such as neglecting to follow traffic signals, their homeowners or renters insurance will cover the cyclists damages. If the cyclist caused the accident, their health insurance will cover their damages. However, the injured pedestrian is entitled to file a claim against the negligent cyclist for their injuries. If this occurs, their homeowners insurance will cover the pedestrians damages. If a bicyclist causes an accident with another cyclist, their homeowner’s insurance may cover the other cyclists damages. The same standards apply if the other cyclist was at fault for the bicycle accident. At-fault individuals damages will be covered by their own insurance policies. Additionally, if a bicycle crashes into a stationary object such as a parked car or a tree, their health insurance should cover their damages. However, if they damage another person’s property such as a parked car their homeowners insurance will cover the cost of damages. Ultimately, in New York individuals insurance policies may cover bicycle accidents.
In the unfortunate event that you have been injured in a bicycle accident, reach out to one of our trusted and knowledgeable attorneys today. Our attorneys are committed to helping their clients recover reasonable compensation for their losses. We are ready to fight on your behalf.